Data from the state of New Jersey suggests that the number of motorcycle accident deaths are on the rise. State statistics show that 2500 motorcycle accidents happen each year, with 50 deaths and 2000 injuries.
If you ride a motorcycle in this state, you have a 75% risk of being hurt at some point.
Linda Khorozian is a personal injury attorney serving New Jersey.
NJ Motorcycle Accident Lawyers
Motorcycles are more prone to accidents because they are less stable and more exposed to the elements than cars. Motorcycles are involved in a high number of accidents largely because they are more difficult to see than cars, as well. For these reasons, motorcycles often are in accidents with very serious injuries. Some of the most common motorcycle accident injuries include traumatic brain injuries, lost limbs, road rash, and serious, long term pain and disability.
People who survive these very serious accidents usually are faced with months of pain, recovery, rehabilitation, and very large medical bills.
Unfortunately, if you are hurt in a motorcycle accident in New Jersey, your auto and motorcycle insurance may not pay for your medical treatments.
In this state, if you need medical treatment for you motorcycle accident injuries, you generally have three options:
- Pay for your doctor’s bills out of your own pocket; this is very difficult for most people as you could face tens of thousands of dollars in medical bills.
- Use your health insurance benefits. You could face limits quickly on how much your policy will pay, not to mention deductibles and co-pays.
Ask your doctors to put a lien on your case, where you would agree to pay back healthcare providers out of any compensation you get from a legal settlement or verdict.
- In the last scenario, your personal injury attorney would try to get compensation from the insurance policy of the at fault driver. He may also attempt to obtain monetary compensation for medical bills as well as pain and suffering.
People who have health insurance that will provide coverage for your medical treatments could have the health insurance company put a lien on the case. This would ensure that they recover any payments that they make to your healthcare providers.
Whether your health insurance provider can do this will depend upon the details of the contract; this is called the ERISA preemption. It is recommended that you speak to an experienced motorcycle accident personal injury attorney to determine what your legal options are.
Talking to an attorney who is experienced with motorcycle accidents in New Jersey could be critical. You are likely facing a long recovery, and the bills will be enormous. You may be entitled to compensation for your injuries, including lost wages, pain and suffering, and medical bill and rehabilitation expenses.
Call (201) 944-9200
Contact our office for a free consultation. Our personal injury attorneys possess years of experience in injury law. Our attorneys will provide you with aggressive but personal legal representation in your motorcycle accident claim.